How do I…
Online Car Loan
An online car loan makes buying a used car from a private party fast, convenient and secure.
By filling out our online car loan application, you'll receive a credit decision usually within 15 seconds1. This can be done from the convenience of your home, office or even your internet-capable phone. Our online car loan application is secure for your protection. Once your online car loan is approved, you'll be able to manage your auto loan through the Wells Fargo online banking website.
Start your online car loan today by visiting our auto loan application page.
Things to do before buying a used car from a private party:
- Find Out the Used Car Value
Knowing the value of the vehicle you're buying will empower you during the negotiation process and ensure that you do not get taken advantage of. Obtaining this information will also assist you when filling out our online car loan application.
- Consider a Vehicle History Report
Not every private party seller gives you honest information about their used car. Protect yourself from costly hidden problems by knowing the history of the vehicle.
- Complete a Bill of Sale
A Bill of Sale provided by your state's Department of Motor Vehicles documents the transfer of ownership of the used car. It could protect you if the vehicle's title is unavailable (i.e. the title is filed with the seller's lien holder) at the time of purchase.
- Get Pre-Approved
By completing our online car loan application, you can obtain a better idea of what type of vehicle to buy. That way you will have a good idea of what your payments, terms, how much you can afford, and other details of the transaction will be.
Following these simple suggestions can help protect you from future problems with your vehicle.
Fill out our auto loan application, and receive a credit decision for your online car loan in just 15 seconds1!
1In some cases, you will receive a message that your loan application requires further analysis by our loan officers. In these cases, we will email you the results of your application within 24 hours of your request.