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Car Loan Interest Rates

Auto Loan
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Auto Loan Annual Percentage Rates Begin At:1

Auto Loan Refinance 4.12%
New Auto Purchase (Dealer) 2.99%
Used Auto Purchase (Dealer) 4.39%
Used Auto Purchase (Private Party) 5.73%
APRs assume excellent credit. We expect 15% of those customers with excellent credit to have their average rate to be the rate disclosed above (for example 4.12% APR for the auto loan refinance product). Your actual APR will be determined when a credit decision is made and may be higher than the rates published. Rates are current as of 4/30/2013 and are subject to change without notice. Auto loans are not available in Louisiana.

Simple interest loans have payments that are due on a monthly basis. There are no penalties or higher interest rates if you prepay your loan.

Simple Interest is a method of allocating your monthly loan payments between the interest and the principal. The amount of your payment allocated to interest is calculated based on your unpaid principal balance, the interest rate on your loan, and the number of days since your last payment. The remainder of your payment is credited to principal and reduces the unpaid principal balance on your loan.

If you would like a lower monthly car payment or access to extra cash, consider refinancing your current auto loan with Wells Fargo. Use the auto loan calculator to estimate your new monthly payment.


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1Customers can maximize their chances of obtaining the lowest possible rate by having a entitling you to a discount. Qualifying account relationships must exist at least 30 days prior to application in order to obtain available discounts. Auto loans are not available in Louisiana.

 
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