Auto Loan Annual Percentage Rates Begin At:1
|Auto Loan Refinance
|New Auto Purchase (Dealer)
|Used Auto Purchase (Dealer)
|Used Auto Purchase (Private Party)
APRs assume excellent credit, loan size greater than $22,000, and a loan-to-value (LTV) ratio less than 115%. It is expected that at least 5% of approved applicants will qualify for these rates, based on October 2014 data. You may be eligible for an additional customer relationship rate discount of 0.25% or 0.50% with a qualifying Wells Fargo consumer checking account package or a Wells Fargo PMA® Package, while maintaining automatic payments. Your actual APR will be determined when a credit decision is made. Auto loans are not available in Louisiana.
Simple interest loans have payments that are due on a monthly basis. There are no penalties or higher interest rates if you prepay your loan.
Simple Interest is a method of allocating your monthly loan payments between the interest and the principal. The amount of your payment allocated to interest is calculated based on your unpaid principal balance, the interest rate on your loan, and the number of days since your last payment. The remainder of your payment is credited to principal and reduces the unpaid principal balance on your loan.
If you would like a lower monthly car payment or access to extra cash, consider refinancing your current auto loan with Wells Fargo. Use the auto loan calculator to estimate your new monthly payment.
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