Used Car Loan Rates
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When shopping for used auto financing, not all borrowers qualify for the same used car loan rates. That’s because the biggest influence on a used car loan interest rates is the borrower’s credit rating.
Who qualifies for low used auto loan rates?
In general the better the credit score, the lower the used car loan rate. The age of the vehicle and the loan term also help determine the used car loan rate. For example, new cars usually have lower auto loan rates than used cars and shorter loan terms generally carry lower rates than longer terms.
Take advantage of used car loan rates from Wells Fargo
- Competitive used car loan rates
- Auto loan terms from 12–72 months
- Auto loan credit solutions for a variety of situations, including less than perfect credit
| Your used auto loan in 3 easy steps: |
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We can help you finance your used car
Whether you buy your used car from a dealership or from an individual, you’ll get one-to-one help from us to finalize your purchase when you close your used car loan at the Wells Fargo store nearest you.
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I’m buying my used car from a dealership.
Complete our easy online application now! -
I’m buying my used car from a neighbor, online or through the classifieds.
Apply for a private party online auto loan today!
Example Loan Terms
A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 70 months would have a monthly payment of $353.63 with no down payment required. Advertised rates are subject to change without notice.
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Finance your used vehicle purchase with Wells Fargo
- It’s fast
- It’s convenient
- It’s secure
- Up to 130% financing available
(Fourth Quarter of 2009)