Fair Credit Auto Loans for Individuals with Fair or Average Credit
Print this pageNot everyone has a perfect credit score. The fact is a missed payment or two can happen. And when it does, that can lower your credit score until the blemishes no longer show up on your credit report. With a lower credit score, you may not qualify for the very best rates.
We understand. That’s why Wells Fargo Financial offers auto loans for individuals who may have fair or average credit to provide options for customers who may have missed a payment or two and now find themselves with less-than-perfect credit.
For a free assessment, visit our auto loan application page or call 1-866-452-3413.
Auto Loans for Less than Perfect Credit Could Offer You:
Lower Monthly Car Payment
Free up extra resources with a lower monthly car payment and keep up with rising day-to-day costs. In fact, thousands of customers who refinance their vehicle with fair credit auto loans lower their monthly car payment, sometimes by $50.00 or more a month.
Calculate what your new monthly car payment could be with a Wells Fargo Financial auto loan for individuals with fair or average credit.
Access To Cash
Unlock cash from your vehicle with a cash out refinance loan. Nearly half of customers who refinanced with Wells Fargo Financial’s fair credit auto loans received cash out after their existing auto loan was paid.
Five Reasons To Consider Fair Credit Auto Loans
- Instant online credit decision
- Free online bill payment
- Easy Application
- Close your loan within days.
- Less-than-perfect credit OK
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Balanced Budget
Help manage your monthly budget with a lower monthly car payment. Use freed-up cash from your auto loan toward other monthly expenses as a way to offset rising costs.
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Break From Your Monthly Payment
With a fair credit auto loan, you could skip next month’s auto loan payment1 depending on when you refinance and when your next auto loan payment is due. That could provide a little financial relief.
Tailored Loan Terms & Payment
Help customize your loan payment to suit your budget. With a Wells Fargo Financial less than perfect auto loan for individuals who may have fair or average credit, we will work with you to make sure you are comfortable with your new payment.
If you could benefit from a lower monthly car payment, tailored loan terms or more, visit our auto loan application page or call 1-866-452-3413 for a free auto loan assessment from Wells Fargo Financial.

