Reach Bill Consolidation Goals With Your Vehicle

Bill consolidation. Debt consolidation. Home equity loans. All common terms when exploring bill consolidation options.

But what if:

• You have already leveraged as much of your home's equity as you can right now?
• The housing market has taken a toll on your available equity?
• There's no home equity to leverage because you rent?

You may still have options. Many people don't realize that they can also use their vehicle for bill consolidation.

Receive a free assessment from Wells Fargo Financial. Submit your information online or call 1-866-452-3413.

Americans Can Use Their Vehicles For Bill Consolidation

Many American households have more than one vehicle.

Do you fit into that group? Are you still paying off one or more of those vehicles?

If you are, chances are good that you could refinance one of your auto loans to help with bill consolidation.

Why To Use Your Vehicle For Bill Consolidation

There are many reasons you may want to consider your vehicle as a bill consolidation resource. Possible benefits:

• Pay off balances with higher interest rates.
• Customize your terms and payments to meet your needs.
• Customers who refinanced received an average of $3,410 cash out.¹
• Receive up to a 45-day break from payments.²
• Get an instant online credit decision.
• Enjoy the convenience of free online bill payment.³

Six Reasons To Use Your Auto Loan For Bill Consolidation

1. Stretch your income farther.
2. Cover all your expenses with a lower monthly payment.
3. Access cash to help keep up with rising costs.
4. Close your bill consolidation loan in a few days or less.
5. You don't have to own a home.
6. No cost. No obligation to apply.

When To Use Your Vehicle For Bill Consolidation

You may not know when to use your vehicle for bill consolidation. Consider the following guidelines to determine if this is the right bill consolidation option for you:

• You want to lower your monthly auto payment or rate.
• Your credit score has improved since you originally financed your vehicle.
• Your expenses have gone up but your income has stayed the same.
• You need extra cash to pay off other bills or keep up with day-to-day expenses.
• You want a bill consolidation solution with a quick turn time.
• You don't own a home to leverage for your financial needs.

Using your vehicle for bill consolidation is easy. Simply call Wells Fargo Financial toll-free 1-866-452-3413 or visit the online application.