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Auto Loan Refinance
Refinance Your Auto Loan & Lower Your Monthly Payments!
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Your car could be your pride and joy, or it could just be a means of transportation. Whatever the value, use your auto to get one step further down your financial path.
With flexible and convenient financing options from Wells Fargo Financial, you could use your car as a tool to get extra cash, put more breathing room into your budget or consolidate monthly bills.
Whatever your needs, Wells Fargo Financial may be able to help.
Customers who refinance their auto loans with Wells Fargo Financial receive an average of $3,410 cash out! 1
We know you have many choices when it comes to your auto financing. Join the millions of customers who trust Wells Fargo Financial for their auto financing needs.
You'll see why a commitment to service and a wide range of products make all the difference.
We offer solutions including:
- Bill restructuring
- Cash out
- Term refinancing
- Vehicle financing
FAQ
How do I take advantage of the auto loan financing solutions available from Wells Fargo Financial?
Call 1-866-452-3413 or visit your local Wells Fargo Financial store for your free evaluation.
Once approved, how long will it take to close my loan?
When it comes to finances, we know time is of the essence. That's why most approved customers close their loans the same day they apply.
When would my next payment be due?
Depending on when you refinance with us and when your next auto loan payment is due, you may be able to skip next month's auto loan payment. *
Restructure Your Bills With Auto Loan RefinancingExtra fees and large monthly expenses can hurt when you′re strapped for cash. You can use the power of your auto to roll your bills into one, easy-to-manage payment and pay off higher interest rate balances. Make your life simpler with fewer checks to write each month and spend less time balancing you budget. ![]() See footnote 2 below |
Get Cash OutAre you in need of extra money? You could use your car to get extra cash. We are one of the few lenders who will refinance your vehicle for more than its current value, sometimes up to 60% more than the value of your vehicle. Many of our customers reduce their monthly payments and received thousands of dollars at closing. This is money you could use to:
Unlock extra cash from your vehicle for back-to-school costs, the holidays or to cover unexpected expenses with a cash out refinance loan from Wells Fargo Financial. |
Refinance Your TermWhen you refinance your car with Wells Fargo Financial you could improve the terms of your loan. By reducing the term of your loan, you could decrease the amount of interest you pay overall. Or maybe you want to lower your monthly payments. The options are yours. |
1 According to internal data from Q3 2009.
2 Wells Fargo Financial auto bill consolidation terms. Auto loan balance = $18,000. 12.9% APR. 60 month term. Each occurance this is only an example of how relying on a vehicle to consolidate bills could help reduce monthly payment.
* The proceeds from your new loan with us would be used to make your final loan payment with your current auto loan creditor. First Payment Period. Because the first monthly payment on your new car loan will be due 30 to 45 days after the closing date, and the closing date will be 0 to 30 days after the most recent monthly due date of your existing car loan, you will not have a scheduled monthly payment due for 30 to 75 days. The actual number of days you will not have a scheduled monthly payment due will vary depending on the terms or your existing loan and applicable state law.



